List of group insurances for all UT employees, like collective healthcare opportunities through Menzis
Healthcare insurance (Menzis)
Health insurance is required by law for everyone who lives and/or works in the Netherlands. Anyone who is obligated to take out Dutch health insurance under the Health Insurance Act, must enrol with a health insurer and take out at least the Dutch Basic Health Insurance to cover medical expenses within four months of arrival in the Netherlands. You have to take this out yourself and this can be done with any Dutch Health Insurer. However, the UT has a collective agreement with Menzis, which gives you as a UT employee certain benefits and discounts on the additional and dental insurance packages.
As a participant in the collective health insurance, you will receive a collectivity discount of 15% per month on the premium of the supplementary and dental insurances. As an UT employee, you will also receive 3 extra physiotherapy treatments from the employer's benefit if you have supplementary insurance.
The discount on the supplementary insurances and the 3 extra physiotherapy treatments for UT employees also applies to the combination package JongerenVerzorgd. This is an additional insurance and a dental insurance all in one for young people between the ages of 18 and 30. There is no premium discount and no employer benefit such as the 3 extra physiotherapy treatments to the basic insurance Menzis Voordelig and the corresponding combination packages Aanvullend and Extra Aanvullend.
Read more about the healthcare insurance with Menzis in the paragraphs below and on menzis.nl/health/insurance/group
Private non-life insurance and mortgage
ABN AMRO (until 31 December 2021)
Employees of the UT receive mortgage interest rate discounts at ABN AMRO. This possibility, however, will expire per 1 January 2022. Do you have a mortgage with an interest rate discount through the UT? In that case, the discounted mortgage will continue until the interest rate review date. Do you still want to take out or increase a morgage with an interest rebate? Do this before 30 November 2021. The maximum discount is 0.1%. If you want to know more, go to abnamro.nl/utwente. Or call 0900-0024.
CENTRAAL BEHEER ACHMEA
At Centraal Beheer you get a discount on various insurance policies such as: home insurance, travel insurance and car insurance. If you would like to take advantage of Centraal Beheer's discounts and offers, check this website.
Incapacity for work insurance (IPAP)
UT staff members are insured against loss of income due to partial occupational disability with Loyalis. This insurance partially covers the financial consequences of partial incapacity for work. The premium for this is paid entirely for you from Employment Funds. This has been achieved in collaboration with the OPUT (trade unions).
Each staff member can, on an individual basis, extend the insurance to provide coverage in case of full incapacity for work. The premium payable for such extended coverage is heavily discounted and will be withheld from the staff members' gross wages. On balance, the premium payable for extended coverage will amount to less than 0.2% of the net monthly wages. If you apply for the extension within 6 months after the start of your employment with the UT, Loyalis will accept the application without you having to meet its medical conditions.
Surviving dependants’ insurance (elipseLife)
The UT has concluded an agreement with elipseLife for a surviving dependants act (ANW) shortfall insurance. If you want more security for your partner when you die, you can register voluntarily for this insurance. If you apply for the insurance within one month of taking up employment or within one month after entering into a partner relationship, you will be accepted without answering medical questions.
Group travel insurance
If you will be taking an international business trip, make sure to apply for the UT's collective travel insurance in a timely manner. To do so, use the web application 'International registration and travel insurance', listed on utwente.nl/webapps. This insurance is available for students and employees. Since the webapps are only available for employees, students cannot apply themselves. After the personal details have been recorded, the original of the policy will be sent to the insured person by the controller of the financial cluster. If you have any questions on the coverage and conditions of this insurance, contact firstname.lastname@example.org.
Third party liability insurance
Third party liability insurance covers all damage and harm caused by UT staff members, students, trainees, temp workers, guest lecturers, etc. to themselves or others when performing any work on the instructions of the UT. If you have any questions on the coverage and conditions of this insurance, contact email@example.com.
Emergency assistance accident insurance
The UT has taken out insurance for all staff members forming part of the university's emergency assistance teams. If you are an emergency assistance team member, this insurance covers all accidents occurring while you perform your emergency assistance work.
Please contact firstname.lastname@example.org for any further questions.
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