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2015: Smart Societies: Safety, Security & Privacy

Inside the mind of the fraudster

Speaker: Jan Joris Vereijken (Chief Security Architect, ING)

When we talk about banking malware, we typically think of bits and bytes: Zeus variants, field injections, Man-in-the-Browser attacks, or forensic analysis of infected PCs. What is actually much more interesting, is to understand what is driving the fraudster. He’s doesn’t care about bits and bytes, he’s just in it for the money. If we get into the mind of the fraudster, we can suddenly understand many issues much better. We’ll see that authentication is irrelevant, fraudsters don’t want to steal millions, that they hate the mobile app, and many more surprising things your never realized were keeping our poor fraudster awake at night.