If your employment with the University of Twente expires or is terminated and you are unable to find a new job, you will become unemployed. This will affect your income, your pension accrual and your participation in your collective health insurance scheme.
You will only be entitled to an Unemployment Insurance Act (WW) benefit if you meet the following requirements:
- The loss of working hours is at least 5 hours per week (or half of the average number of working hours per week for an employment contract for less than 10 hours per week).
- In the 36 weeks immediately prior to unemployment, you received a salary in the context of an employment contract for a minimum of 26 weeks.
- You are not entitled to continued payment of salary.
- You became unemployed through no fault of your own.
- You are immediately available for paid work and are registered as a job seeker with the Employee Insurance Agency (UWV).
- You have not yet reached the statutory pension age.
- You are not a frontier worker who is entitled to an unemployment benefit in your country of residence.
If you are eligible for an unemployment benefit, you may also be entitled to a top-up benefit on the grounds of the Non-Statutory Unemployment Regulation of the Dutch Universities (BWNU). This scheme provides for an unemployment benefit compensation (compensation for the reduced term of unemployment benefit), a top-up benefit (to supplement your unemployment benefit) and a subsequent top-up benefit (which will take effect after your entitlement to unemployment benefits has ended). The BWNU also provides the option of wage supplementation. This is a supplement to your income if you find a new job with a lower salary than your previous job.
With effect from 1 January 2018 you are entitled to a transitional payment in the event that your employment was for longer than 24 months and ends after this date. You are not entitled to a transitional payment in the event that your termination of employment is the result of financial circumstances and if you are entitled to a subsequent top-up benefit. You do, however, have the option to waive this subsequent benefit in order to be eligible for the transitional payment.
As soon as your employment with the University of Twente ends, your eligibility for participation in the Menzis collective health insurance scheme also lapses. You have to contact Menzis yourself in order to stay insured under new terms and conditions.
When you become unemployed, you accrue no pension or less pension. As long as you receive an unemployment benefit or a top-up benefit, you will only accrue approx. 50% of your regular pension accrual with ABP. The university pays the premium for this insurance. If you want, you can save more for your pension during the your period of unemployment or the period you receive your top-up benefit. Would you like to know more about the consequences of unemployment for your pension and the options available to you for partial of full compensation, please go to the ABP website.
The Unemployment Insurance Act (WW) is a compulsory employee insurance policy that insures employees against loss of income in the event of involuntary unemployment. The unemployment benefit will be carried out by the Employee Insurance Agency (UWV).
An unemployment benefit lasts for a minimum of 3 months and a maximum of 24 months. The duration of your unemployment benefit depends on your employment history. You will receive a basic unemployment benefit of three months if you meet the weeks requirement. This benefit is extended if you also meet the years requirement.
Basic unemployment benefit (weeks requirement)
Did you receive a salary as a salaried employee for at least 26 weeks during a period of 36 weeks immediately preceding your first day of unemployment? If this is the case, then you have met the weeks requirement. For a week to count, you need to work a minimum of one day. If you meet the weeks requirement and the other requirements for entitlement to unemployment benefit, then you will receive at least a basic benefit for three months.
Extended benefit (years requirement)
Have you met the weeks requirement and did you work for at least four of the last five calendar years before unemployment and did you receive an income for at least 208 hours during each of these calendar years? If this is the case then you meet both the weeks and the years requirement and you are entitled to an unemployment benefit of more than three months. The total duration of your unemployment benefit is determined by your employment history. For the first 10 years of your employment, you are entitled to one month of unemployment benefit per year. For example, 7 years of employment history means that you will receive an unemployment benefit for 7 months. If you have worked for more than 10 years, you are entitled to 1 month of unemployment benefit for all years of employment before 1 January 2016 and a 0.5 month of unemployment benefit for the years after 1 January 2016. The maximum unemployment benefit duration is 24 months.
If on 1 January 2016 you have worked more than 24 years, different rules apply. For more information about this, go to the Employee Insurance Agency website.
In the first two months, unemployment benefit amounts to 75% of your daily wage, from the third month this goes down to 70%. The daily wage is the wage you earned on average per day in the year before you became unemployed. This concerns the wage on which social insurance premiums have been paid. This is why for example holiday allowance and end-of-year bonuses, other bonuses and allowances are included, but reimbursements for travel, internet expenses, extraterritorial costs, etc. are not. The daily wage for unemployment benefit is never more than statutory maximum daily wage.
You can apply for unemployment benefits quickly and easily via werk.nl. To log in you need your DigiD.
You can apply for unemployment benefit from one week before your termination of employment up to one week after your dismissal date.
In addition to the Unemployment Insurance Act, Dutch universities have their own benefit scheme for unemployment. This Non-statutory Unemployment Regulation of the Dutch Universities (BWNU) that is part of the Collective Labour Agreement for Dutch Universities has three top-up benefits: an additional top-up benefit, an unemployment benefit compensation and a subsequent top-up benefit. The BWNU is executed by RAET BPO Uitkeringsinstanties.
Please note: The current BWNU applies to a dismissal with an initial unemployment day on or after 1 July 2017. If your termination of employment was before 1 July 2017, different rules may apply.
Additional top-up benefit
If in the year before your unemployment you earned more than the statutory maximum daily wage, then you are probably entitled to a supplementary top-up benefit.
The supplementary top-up benefit supplements your unemployment benefit for the first two months up to 75% of your actual (not subjected to a maximum) daily wage. After that, the unemployment benefit will be supplemented up to 70% of your actual daily wage.
The duration of the supplementary top-up benefit is equal to the duration of the unemployment benefit. If you are receiving a basic three-month unemployment benefit, then you will also receive the supplement for only three months. If your unemployment benefit is for more than three months (extended benefit), then this also applies to your supplement.
Unemployment benefit compensation
The BWNU has arranged for a provision for the shortening of the maximum unemployment benefit. This benefit supplements the difference. If you become unemployed and you were entitled to longer unemployment benefits before 1 January 2016, you will receive a compensation that bridges the gap between the current unemployment benefit duration and the old unemployment benefit duration. This benefit will take effect as soon as the unemployment benefit ends.
The amount of the compensation is equal to the amount of your unemployment benefit and any additional benefits combined.
Subsequent top-up benefit
If you are entitled to an unemployment benefit and you are 45 years of age or older on your first day of unemployment, you may be entitled to a subsequent BWNU benefit after your unemployment benefit ends or after your compensation benefit ends. Your term of service has to be at least seven years.
If on the first day of your unemployment you have at least seven years of service and you are between the ages of 45 and 50, then after your unemployment benefit ends you will be entitled to a maximum of two years of a subsequent top-up benefit. If you are 50 years of age or older on the first day of unemployment, the subsequent top-up benefit will last a maximum of three years.
If on the first day of your unemployment your term of service is at least 12 years and you are less than 10 years away from retirement, then the top-up benefit will be paid until your retirement date.
The subsequent top-up benefit is 70% of your current daily wage. A maximum of 70% of the salary for this scale and the holiday allowance corresponding to scale 12 salary level 10 of the collective labour agreement for Dutch Universities applies.
In the event that your termination of employment was for economic reasons (for example a reorganization or redundancy), then you have the option of getting a transitional compensation instead of a subsequent top-up benefit.
You can apply for the top-up benefit using a form that you can download from the VSNU-site. Please ensure that both the employer and employee sections of this form are filled in and signed and that you have attached the required appendices within 7 days after notification of termination of employment. Please send the form to RAET BPO Uitkeringsadministraties. You can contact the Human Resources Service Desk to have the employer part of the form filled in and signed.
With effect from 1 January 2018 you will in principle be entitled to a transitional compensation upon termination of employment. You will only be entitled to this compensation if your employment was for more than 24 months and if your employment was terminated at the request of your employer.
You will not be entitled to a transitional compensation if the termination of employment was for economic reasons (for example dismissal due to a reorganization or redundancy) and if you are entitled to a subsequent top-up benefit. It is possible to still claim a transitional compensation. You must then waive your entitlement to the subsequent top-up benefit.
The level of the transitional compensation is calculated based on the duration of your employment and your last-earned salary. The compensation is calculated as follows:
- Over the first ten years, one-sixth of your last-earned salary per month for every six months of your employment.
- You will also get a quarter of your last-earned salary for every six months of your employment.
The amount of the transitional compensation is, however, capped at €79,000 gross (amount for 2018) or your annual salary (should this be above the maximum).
If you are receiving an unemployment benefit or a top-up benefit and your benefit ends because you commence employment with a new employer with a salary that is lower than your last-earned salary (including bonuses, holiday allowance and end-of-year bonus), then you are probably entitled to a BWNU wage supplement. This is an addition to the salary you will receive from your new employer.
The BWNU wage supplement scheme also applies if you are not entitled to an unemployment benefit or a top-up benefit because you have found a job starting immediately after your contract with the University of Twente ends but that you would have been entitled to if you had not accepted this new job.
The wage supplement amounts to 100% of the difference between the wage in your new job and your last-earned salary (including bonuses, holiday allowance and the end-of-year bonus).
The wage supplement ends no later than the final date on which you would have been entitled to an unemployment benefit or a top-up benefit if you would not have been entitled to a salary from your new employer. If you are 55 years or older on the first day of your unemployment and if your term of service is at least 12 years, then the wage supplement can be extended to your retirement date.
Do you think you are entitled to a wage supplement? Then contact RAET BPO Uitkeringsadministraties to request this within three months after accepting a new job, on +31 (0)88 230 26 50.