Insurances

The University of Twente has taken out a number of insurance policies for its staff (some of which are also applicable to students). Below, we will only provide an outline of these insurance policies. There are, for example, several restrictions and the insurance will only provide additional cover in a limited number of cases. Therefore we advise you to make inquiries about the insurance in all cases where damage is sustained. Sometimes the University of Twente has not taken out insurance with an insurer, but is to provide cover itself. Information on this subject can be obtained from your Personnel adviser or the Financial and Economic Departments (FEZ).

Health care insurance

The University of Twente has taken out a collective health care insurance with health care insurer Menzis for its staff, pensioners and their families. With this, the university believes to offer you sound and affordable health care insurance. Click here for detailed information on the collective health care insurance.

Liability insurance for companies and professions

Covered by the insurance are staff (and students) who inflict damage upon one another or others in the context of the duties (or study) they perform on instruction. Also covered in principle is any liability for damage caused by or related to contract and project research and advice (or teaching and research remits and practical training remits). The insurance has a worldwide cover.

All staff members of the University of Twente are insured, and also persons who incidentally perform work for the University of Twente, such as temps, volunteers and persons on a work placement. OIOs (trainee researchers), too, are covered (insofar as not already insured elsewhere). Also covered are students, student associations, students on work placement and the private liability for foreign visiting lecturers and PhD students temporarily performing activities for the University of Twente.

Travel insurance

The University of Twente has taken out collective travel insurance for staff members (and students) who make a foreign business trip commissioned by their unit/faculty or service department. The insurance provides a wide cover for risks relating to foreign business trips or study trips. The insurance has a worldwide cover for a maximum of up to 180 consecutive travel days. Click here for a detailed overview of the cover and conditions.

You can apply for collective travel insurance via en electronic application form. After two working days you can collect the policy and certificate of insurance from the financial cluster of your faculty or service department. The costs of the travel insurance policy are paid by your faculty or service department.

Accident insurance

This insurance is intended for staff members who take part in the company aid team or calamity team. The insurance only covers accidents that take place during activities arising from your work for the in-house emergency and first-aid workers team (BHV team) or calamity team.